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Extraco Is Proud To Support Those Who Serve All Of Us
School District Employees, Military Personnel, Veterans, and Higher Education Employees all qualify for a free Easy Checking account with Extraco^*! It is one of the ways we say thank you for your service.

Fill out the form below and an Extraco expert will contact you shortly to answer any questions you may have.

Discover The Difference of Banking With Extraco

  • Savvy Savings To Help You Reach Your Goals

    Extraco customers can pair an Easy Checking and Smart Savings account together with our Savvy Savings program. Each time you use your Extraco debit card, we will round up to the nearest dollar and save the rounded up amount.

  • State-Of-The-Art Banking Tools

    Card controls, bill pay, automated savings, and our virtual teller machines make banking easy and convenient.

  • The Power of eBank In Your Pocket

    Check your account balance, transfer money, and pay bills through eBank, Extraco's banking app. You can also link outside accounts into the Extraco app to keep all of your finances in one convenient place.

  • Industry Best Customer Service

    If you ever need assistance our team is here and ready to serve you in the branch, over the phone, or on chat. With Extraco you will always be able to talk to a real, local person.

Banking Solutions to Meet All of Your Needs

Personal Checking

Our Easy Checking account is simple and powerful. Designed with you in mind, this account allows you to meet your financial goals with convenience.

Personal Savings

Our Smart Savings account helps you save for future goals or unexpected purchases that may come up. Start saving today!

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Have money sitting around and not sure what to do with it? Get started today with as little as $1,000**.

All of these accounts can be opened online by clicking the button below or in-person at any of our central Texas branch locations.

Find Your Nearest Extraco Banks Branch!

With locations across central Texas, we have a branch near you. Come visit your local banking team today and experience the Extraco difference.

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Looking to Maximize Your Financial Growth?

Click below to learn about our high-interest accounts!

Don't Qualify for a Free Account at Extraco?

Click the button below to see what we have for you!

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Extraco Is a Proud Participant of the Veterans Benefits Banking Program

 Extraco is committed to helping Veterans, beneficiaries, survivors, and caregivers gain access to the financial products, services, and support they need. 

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Certificate of Deposits
  • A minimum of $1,000 required to open a CD and earn the Annual Percentage Yield (APY). A penalty for early withdrawal may be imposed. Fees may reduce earnings.
  • *Interest rates and Annual Percentage Yield (APY) may change in value at banks discretion. Fees may reduce earnings. Rates are subject to change.
  • ^ Rate as of 9.4.24
Extraco Mortgage VA Loans+
  • Click here to read about Veterans Administration (VA) Loans.
  • Veteran Loan: Subject to VA eligibility review. Surviving spouses of veterans may also be eligible
  • Loans subject to credit approval.
  • Limited time offer. Ends Nov. 30, 2024.
Extraco Checking Accounts
  • $5.00 charge on all mailed paper statements. Waived if younger than 29 or 65 years or older

  • Military waiver will be verified by deposits from DFAS

  • ^* Limitations apply, visit extracobanks.com/easychecking to read full disclosures