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Streamlined Banking in a Complex World

At Extraco Banks, you can count on us as an award-winning bank with over 120 years of world-class stability and sound decision-making -- all with you in mind.

Fill out the form below and an Extraco expert will contact you shortly to answer any questions you may have.

Discover The Difference of Banking With Extraco Banks

  • Receive Direct Deposits Earlier

    Extraco customers receive their direct deposits earlier than many other banks. That means you get access to your hard-earned funds faster.^^

  • 55,000+ ATMs Across The Country

    Through the Allpoint Network, Extraco customers can utilize ATMs located in convenient places such as Target and CVS across the country.

  • The Power of eBank In Your Pocket

    Check your account balance, transfer money, and pay bills all through eBank, Extraco's banking app. You can link outside accounts to keep all of your finances in one convenient place.

  • Industry Best Customer Service

    If you ever need assistance our team is here and ready to serve you in the branch, over the phone, or on chat. With Extraco you will always be able to talk to a real, local person.

Banking Solutions to Meet All of Your Needs

Personal Checking

Our Easy Checking account is simple and powerful. Designed with you in mind, this account allows you to meet your financial goals with convenience.

Personal Savings

Our Smart Savings account helps you save for future goals or unexpected purchases that may come up. Start saving today!

Certificate of Deposit

Have money sitting around and not sure what to do with it? Get started today!

 

All of these accounts can be opened online by clicking the button below or in-person at any of our central Texas branch locations.

 

All About Our CDs And Ways To Save

Certificate of Deposits are a great way to get your money working and growing for YOU! You can view our current CD offerings, rates, and more below.


  • Typically a higher interest rate than Money Market Savings
  • No charge to open
  • Initial $100,000 maximum funding amount
  • Minimum $1,000 to open

  • Typically a higher interest rate than Money Market Savings
  • No charge to open
  • Initial $100,000 maximum funding amount
  • Minimum $1,000 to open
  • Savvy Savings
  • Smart Savings
  • Smart Rate Money Market^

Find Your Nearest Extraco Banks Branch!

With locations across central Texas, we have a branch near you. Find your local branch and come visit your local banking team to experience the Extraco difference.

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Looking to Maximize Your Financial Growth?

Click the button below to learn about our high-interest savings accounts!

Do you Qualify for a Free Account with Extraco?

Click the button below to see if you qualify for a free Extraco bank account!

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Certificate of Deposit+

  • A minimum of $1,000 required to open a CD and earn the Annual Percentage Yield (APY)
  • A penalty for early withdrawal may be imposed
  • Fees may reduce earnings.
  • A penalty for early withdrawal may be imposed
  • Rate as of 9.4.24

Money Market Accounts^

  • Interest rates and Annual Percentage Yield (APY) may change in value at banks discretion. Fees may reduce earnings. Rates are subject to change. Rates effective as of 9.4.24.

Early Direct Deposits^^

  • Direct deposit must be set up
  • Early access to direct deposit funds depends on the timing of the submission of the payment file from the payer. We generally make these funds available on the day the payment file is received, which may be up to 2 days earlier than the scheduled payment date.