Fast. Flexible. Medical Professional-Friendly Home Loans.
Specialized home loans designed for residents, doctors, physicians, and more across the state of Texas! No need to wait -- start your homeownership journey today.
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Medical Professional Home Loan Benefits
• Up to 100% financing on the purchase or refinance of a primary residence
• Up to 100% financing on lot & land loans (in select counties)
• Available to medical doctors, medical residents, Pharmacists, DDS, CRNA, OD, NP, PA and resident or fellow physicians across the entire state of Texas
• Fixed and variable terms available
• Single-family residence
• Long-term financing
• 3% seller contributions allowable*
• No private mortgage insurance (PMI)
"My entire experience was amazing. Richard and the Extraco Mortgage team made everything so easy. As a first-time homebuyer, the team was always available for my numerous questions either by phone, email, or text. The product was exactly what was advertised for a new physician out of fellowship.
We closed on time and the entire process was so flawless that even my agent stated this was one of the easiest closings she has ever done. I can’t imagine the amount of work this took and my family and I are incredibly grateful. I will not hesitate to call Extraco Mortgage in the future!"
-- Dr. Patrick Brennan | Extraco Mortgage Medical Professional Home Loan Client
Why Get A Medical Professional Loan With Extraco?
Flexible Loan Options
Designed for physicians and medical workers at every stage of their career.
Buy Before You Start Working
Start your application and verify your income with just your signed employment contract in hand.
Statewide Availability
Buying a home in the state of Texas? We've got you covered!
Quick And Simple Process
Experience a hassle-free application process tailored toward busy medical professionals.
"Extraco has been wonderful. Being first-time home buyers, Extraco Mortgage made the process as seamless and easy as possible. The communication was excellent and it really put us at ease with the whole loan process."
Exclusive Benefits Of Working With Extraco Mortgage
Premier Plus Banking
As a medical resident, physician or medical instructor, you qualify for Extraco's Premier Plus Checking account. Receive the highest level of customer service with a dedicated Relationship Manager, rewards and benefits a bank can offer with an exclusive suite of financial solutions to meet your needs.
Extraco Car Loans
Extraco is proud to offer competitive rates on auto loans. Click below to learn more and prepare to buy that new car after closing on your home.
Refinance Medical School Loans^
Get connected with ways to save money through refinancing your medical school loans. Many times a better rate or terms can save you hundreds each month to put toward your new home!
New to Texas? Download our guides to learn more about your new area!
Watch Below To Learn More!
Frequently Asked Questions
Who qualifies for the the Medical Professional Mortgage Program?
Available to medical doctors, medical residents, Pharmacists, DDS, CRNA, OD, NP, PA and resident or fellow physicians across the entire state of Texas.
Can I apply before starting the job I matched for?
Yes! A key benefit of this program is being able to verify your income with just a signed employment contract in hand.
Which areas of Texas does this program apply to?
This program applies to homes being bought anywhere in the state of Texas.
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*LOANS SUBJECT TO CREDIT APPROVAL
^Extraco Banks has a referral marketing relationship with the lender and will receive a referral fee for Brazos Loans funded as a result of that relationship. Student and parent/grandparent loans are provided by Brazos Higher Education and are not underwritten by Extraco Banks.