We Know Veterans.
At Extraco Mortgage, we believe our Veterans and active-duty military members deserve a place to call home—and a lending partner who understands their journey. Our VA Home Loans are designed to honor your service with benefits that make homeownership more affordable and accessible.

Why Choose A VA Loan?
- Little to no down payment on home purchase
- Up to 100% financing available
- Competitive interest rates
- No Private Mortgage Insurance
- And more!
Extraco Mortgage VA Loan Requirements
You’re a U.S. military veteran
You’re currently serving in the military or military reserves
You may be eligible if you're a commissioned officer of the Public Health Service
The home must be the veteran or military member’s primary residence in Texas
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Connect With Our VA Mortgage Expert
Looking for mortgage consultant that specializes in VA Home Loans? Samantha Jackson specializes in VA lending, and is proud to serve as a trusted advisor, guiding veterans through mortgage options tailored to their specific requirements.



Extraco Is a Proud Participant of the Veterans Benefits Banking Program
Extraco is committed to helping Veterans, beneficiaries, survivors, and caregivers gain access to the financial products, services and support they need.

Free Checking Accounts For Military Personnel!
Designed with the military community in mind, this account provides financial security and convenience, allowing you to focus on your mission and personal aspirations. Enjoy our Easy Checking account, so you can bank with convenience, no matter where you are.
Our Solution To Home Affordability
Our Solution Home Loan Program* is Extraco's solution to home affordability. This innovative program offers alternative credit solutions and is open to eligible applicants seeking to purchase a primary residence in select Bell and McLennan County areas. Learn more about the exclusive benefits today.

Additional Loan Options

Option 1
Extraco’s Solution Home Loan is a 100% financing option for eligible applicants looking to purchase a primary residence in specific Bell County areas

Option 2
A Federal Housing Administration (FHA) loan is the perfect government-insured loan option if you are looking to refinance or buy a home with a low down payment

Option 3
A Veterans Administration (VA) loan allows eligible Texas Veterans the opportunity to make their homeownership dreams a reality, with little to no money down at a competitive rate

Solution Home Loans
Extraco’s Solution Home Loan is a 100% financing option for eligible applicants looking to purchase a primary residence in specific Bell County areas.
Federal Housing Administration (FHA) Loans
A Federal Housing Administration (FHA) loan is the perfect government-insured loan option if you are looking to refinance or buy a home with a low down payment.


Veterans Administration (VA) Loans
A Veterans Administration (VA) loan allows eligible Texas Veterans the opportunity to make their homeownership dreams a reality, with little to no money down at a competitive rate
- Click here to read about Veterans Administration (VA) Loans.
- Veteran Loan: Subject to VA eligibility review. Surviving spouses of veterans may also be eligible
- Loans subject to credit approval.
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*Certain property types are ineligible
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*Primary residences only
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*Property subject to eligibility verification: program open to undeserved communities in Bell and McLennan Counties
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*Homebuyer education may be required
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*Not all applicants will qualify
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